

Matt Walsh
With over 30 years of experience in the financial services industry — including 25+ years in executive management — I am a strategic, transparent, and decisive leader. With decades of experience inspiring trust, recruiting and developing top talent, and fostering cultures of collaboration, accountability, and operational excellence – I can be a compliment to any business and leadership team. Known for simplifying complex topics and delivering high-impact strategies, I help drive earnings and financial growth for organizations of all sizes.
Unlock Strategic Financial Guidance
Are you seeking top-tier financial expertise without the commitment of a full-time hire? As an accomplished finance professional with extensive experience in CEO and CFO roles as well as with FP&A and banking, I provide the insights and solutions you need to propel your business forward.
My services
Fractional CFO
Strategic planning and execution
Cash flow forecasting
Budgeting
Investor relations
Financial reporting and accounting oversight
Internal Controls
Operational efficiency and process improvement
Debt structuring
Financial Planning & Analysis (FP&A)
Detailed financial modeling
Senerio analysis
Performance tracking
Actionable insights for better decision making
Banking Expertise
Budgeting, forecasting, and financial modeling
Pricing strategies and profitability analysis
M&A analysis and due diligence
Investment portfolio management and performance tracking
ALCO and modeling expertise
Risk management and regulatory compliance
Why Choose Fractional Financial Services...
Access expert financial leadership at a fraction of the cost
Flexible engagement models tailored to your business needs
Immediate impact - no lengthly onboarding or hiring cycles
Proven ability to drive growth, profitability and efficiency
About me
With a proven track record in financial management, analysis, and strategy, I help organizations navigate complex financial challenges, optimize performance, and achieve sustainable growth. My career spans multiple industries, including banking and corporate finance, where I have delivered impactful results for businesses ranging from startups to established enterprises.
Career Highlights
Machias Savings Bank (2019–2025)
EVP, Chief Financial Officer & Treasurer
Directed financial operations for one of Maine’s largest community banks
Oversaw Finance and Accounting, Facilities, and subsidiary operations
Spearheaded strategic initiatives for risk mitigation and earnings growth
Achieved 79% total asset growth and 77% loan/deposit growth over six years
Led employee health insurance plan transformation, delivering cost savings and enhanced benefits
Implemented new budgeting/pricing tools and profitability programs


University Credit Union (1997–2019)
President & CEO, CFO, SVP Finance & Technology, VP Controller
Led rapid growth: assets from $61MM to $313MM, loans from $48MM to $250MM, deposits from $50MM to $253MM
Built and led cross-functional teams, drove technology and business growth
Extensive community involvement and industry expertise
Contact me
Ready to elevate your financial strategy or looking for ongoing support of your business or financial statement reporting? Let's connect and discuss how I can help your business thrive. Reach out today for a free consultation by email at matthewjwalsh207@outlook.com or by phone at (207) 951-5565.
Berry Dunn (1994 - 1997)
Auditor at Berry, Dunn, McNeil and Parker, CPAs
Planned and conducted financial statement audits